Post by nevadaballin on May 13, 2020 16:19:15 GMT -5
So here's a peculiar set of circumstances that has befallen my wife and I. Never a dull moment these days, I'm telling ya lol.
Most of you are aware of our health problems that had caused us some financial issues until I finally had my SSA benefits come through, which allowed us to slowly start getting back on our feet.
Since we could no longer afford to stay where we are, due to the impact of the lost income from when we used to work, we decided to not renew the lease at that apartment complex. This was the beginning of March, like a week before covid lockdowns and all that. It didn't make sense to us to renew a lease we knew we couldn't afford, end up breaking it and then having a broken lease on our credit reports. We'd never be able to get another place if we did that.
So we gave the 30 day notice. Note that we have lived here for 10 years.
The next day, we came across another complex down the street that advertised as "income-restricted, affordable housing" where the rent is based on income. Cool deal. Being on a fixed income and legally disabled, we should be able to qualify. We went to their office, looked around and talked to them. They gave us applications to take home, fill out and bring back.
That evening, our Governor issues stay at home orders. We received an email from the property that due to the directives, they would not be seeing anyone or accepting applications until further notice. Great, so how long is it going to take them to figure out we can do the rest of this remotely? The answer: 10 days. That put us well into March and I'm starting to get a little antsy since we had given notice to vacate at the present complex. Although part of our governor's directives were no evictions, we didn't think (and still don't) that applied to us because it was rent-related. Our issue wasn't financial (go figure, right?), it was time. We gave a voluntary notice to leave. We had no idea how offices shutting down affected this. if at all.
Anyways, 10 days later we get an email from the other property that they were taking apps by appointment only and to call them. We did and provided the apps and paid all applicable fees including an extra $100 to hold an apartment for us while they ran credit checks and such. This took them another week and I'm about half crazy thinking we are going to be without a place to live.
I contacted the office of the present property and they were nice enough to extend us two weeks into April for half a month's rent. BTW, that half of a month rent for them is equal to a whole month at the place we're trying to get into. But ok, that's fine. We also receive our stimulus money during this time so we have the money to pay that half-month as well as the pro-rate and security for the new place when that happens. So my head is back on straight for now and switch to wait mode for the new place to get back to us.
After they run all of our stuff we met the income requirements, passed the credit and background checks. They also ran something called a Rental Report. The report showed that over 10 years, we had been prompt payers and presently paid in full. But it also said that we had 6 late notices in the past twelve months (a lot of you are more aware of this than i ever wanted you to be lol... but we still thank you for your support through those ugly days).
We explained to them why this happened, and believed it to be reasonable to have that considering the impact of our health issues on work and income. We were happy to not break the lease because that would have been brutal. They tell us they would need to discuss it and would get back to us. This took yet another week until they get back to us. They say they would have to deny our apps due to those 6 late notices. We argued our point that we had a 10 year history at one place, the whole health thing and impact on income being the reason why we needed to move, etc.
They still said it was against their policy but if we could get our present landlord to change the 6 lates to 4, they would allow us in. I thought that to be a really odd request but I did it just to see what would happen. Landlord said no way, that's illegal. They shouldn't have asked you to do that.
I sent them an email letting them know what the present landlord had said and I never heard back from them. And they still have our $100 hold money. Now we're in a scramble as our 2 week extension is about up. Fortunately, due to the long time relationship we have, they extended us to the end of April and we pay for that.
I decided to reach out to the other property's corporate office to see if I could persuade them to make an accommodation for us with the 6 late policy. I received an email back stating that "will send this to the Portfolio Manager for the community to review. Sorry about this situation." We wait but we still haven't heard from that portfolio manager.
During this time I'm looking for alternative places to live as well but there is nothing available within our means... except for 2 other properties that the same corporate office owns. What the hell. Now we're coming up on the month of May. I got to talk to our present landlords again about another possible extension. They reluctantly give us one more for two week, which is may 14th (tomorrow).
I'm still a bit upset at that other property denying us and I reach to some local entities I found, one being Silver State Fair Housing Council. As I'm reading through their website, I come across: "Reasonable accommodations include changes to policies and procedures necessary to enable a person with a disability to participate and benefit from housing and related services."
I double checked at the HUD website and this is actually a thing. What the hell part 2. I contacted ssfhc.org and they sent a certified letter requesting the accommodation on our behalf but gave them until today to respond. We've heard nothing yet and I have a scheduled call with county legal services this afternoon to see what else we can do but I don't see us getting resolution anytime soon.
Sadly this isn't something that is a financial issue more than it is a company not being flexible - or knowing ADA law which I'd like to think they would considering what business they are in - income-restricted and affordable housing.
Anyways, if i disappear from the leaderboards and PS4 online for a while after tonight, it isn't because I quit. I will be back. Just no idea when. There's nothing else that can be done outside of the one property complying with the ADA accommodation. I don't see that happening, that's just too easy and sensible of a resolution. We can afford it, we have the money but they won't let us in. Sheesh lol.
I have to get all of our stuff into a storage unit tomorrow and most likely get a motel room - if we can get one - who knows. I'll still check into the forums here with my phone though.
#NeverADullMoment
Most of you are aware of our health problems that had caused us some financial issues until I finally had my SSA benefits come through, which allowed us to slowly start getting back on our feet.
Since we could no longer afford to stay where we are, due to the impact of the lost income from when we used to work, we decided to not renew the lease at that apartment complex. This was the beginning of March, like a week before covid lockdowns and all that. It didn't make sense to us to renew a lease we knew we couldn't afford, end up breaking it and then having a broken lease on our credit reports. We'd never be able to get another place if we did that.
So we gave the 30 day notice. Note that we have lived here for 10 years.
The next day, we came across another complex down the street that advertised as "income-restricted, affordable housing" where the rent is based on income. Cool deal. Being on a fixed income and legally disabled, we should be able to qualify. We went to their office, looked around and talked to them. They gave us applications to take home, fill out and bring back.
That evening, our Governor issues stay at home orders. We received an email from the property that due to the directives, they would not be seeing anyone or accepting applications until further notice. Great, so how long is it going to take them to figure out we can do the rest of this remotely? The answer: 10 days. That put us well into March and I'm starting to get a little antsy since we had given notice to vacate at the present complex. Although part of our governor's directives were no evictions, we didn't think (and still don't) that applied to us because it was rent-related. Our issue wasn't financial (go figure, right?), it was time. We gave a voluntary notice to leave. We had no idea how offices shutting down affected this. if at all.
Anyways, 10 days later we get an email from the other property that they were taking apps by appointment only and to call them. We did and provided the apps and paid all applicable fees including an extra $100 to hold an apartment for us while they ran credit checks and such. This took them another week and I'm about half crazy thinking we are going to be without a place to live.
I contacted the office of the present property and they were nice enough to extend us two weeks into April for half a month's rent. BTW, that half of a month rent for them is equal to a whole month at the place we're trying to get into. But ok, that's fine. We also receive our stimulus money during this time so we have the money to pay that half-month as well as the pro-rate and security for the new place when that happens. So my head is back on straight for now and switch to wait mode for the new place to get back to us.
After they run all of our stuff we met the income requirements, passed the credit and background checks. They also ran something called a Rental Report. The report showed that over 10 years, we had been prompt payers and presently paid in full. But it also said that we had 6 late notices in the past twelve months (a lot of you are more aware of this than i ever wanted you to be lol... but we still thank you for your support through those ugly days).
We explained to them why this happened, and believed it to be reasonable to have that considering the impact of our health issues on work and income. We were happy to not break the lease because that would have been brutal. They tell us they would need to discuss it and would get back to us. This took yet another week until they get back to us. They say they would have to deny our apps due to those 6 late notices. We argued our point that we had a 10 year history at one place, the whole health thing and impact on income being the reason why we needed to move, etc.
They still said it was against their policy but if we could get our present landlord to change the 6 lates to 4, they would allow us in. I thought that to be a really odd request but I did it just to see what would happen. Landlord said no way, that's illegal. They shouldn't have asked you to do that.
I sent them an email letting them know what the present landlord had said and I never heard back from them. And they still have our $100 hold money. Now we're in a scramble as our 2 week extension is about up. Fortunately, due to the long time relationship we have, they extended us to the end of April and we pay for that.
I decided to reach out to the other property's corporate office to see if I could persuade them to make an accommodation for us with the 6 late policy. I received an email back stating that "will send this to the Portfolio Manager for the community to review. Sorry about this situation." We wait but we still haven't heard from that portfolio manager.
During this time I'm looking for alternative places to live as well but there is nothing available within our means... except for 2 other properties that the same corporate office owns. What the hell. Now we're coming up on the month of May. I got to talk to our present landlords again about another possible extension. They reluctantly give us one more for two week, which is may 14th (tomorrow).
I'm still a bit upset at that other property denying us and I reach to some local entities I found, one being Silver State Fair Housing Council. As I'm reading through their website, I come across: "Reasonable accommodations include changes to policies and procedures necessary to enable a person with a disability to participate and benefit from housing and related services."
I double checked at the HUD website and this is actually a thing. What the hell part 2. I contacted ssfhc.org and they sent a certified letter requesting the accommodation on our behalf but gave them until today to respond. We've heard nothing yet and I have a scheduled call with county legal services this afternoon to see what else we can do but I don't see us getting resolution anytime soon.
Sadly this isn't something that is a financial issue more than it is a company not being flexible - or knowing ADA law which I'd like to think they would considering what business they are in - income-restricted and affordable housing.
Anyways, if i disappear from the leaderboards and PS4 online for a while after tonight, it isn't because I quit. I will be back. Just no idea when. There's nothing else that can be done outside of the one property complying with the ADA accommodation. I don't see that happening, that's just too easy and sensible of a resolution. We can afford it, we have the money but they won't let us in. Sheesh lol.
I have to get all of our stuff into a storage unit tomorrow and most likely get a motel room - if we can get one - who knows. I'll still check into the forums here with my phone though.
#NeverADullMoment
.... 
